#Rupay coupon code

[plutos-one]

Discover fantastic Rupay card offers, deals, discounts, and vouchers for Rupay cardholders at plutos ONE. Explore exclusive offers tailored to enhance your shopping experience and save on your purchases. Check them out now

[chandan1501]

IRCTC Coupons, Promo Codes & Offers 2021

Whether you are booking a seat on the train or looking for international holiday packages, IRCTC is at your help. The online portal helps you to book flights and train tickets in the comfort of the home. It also provides other interesting services along with exclusive IRCTC coupons and offers that you can cherish.

[girmiti]

Girmiti Software, Custom POS Application and Software Development Company

Girmiti Software has expertise in consulting, designing, and developing SDK platforms for terminal manufacturers and has expertise in developing EMV PoS applications for terminal manufacturing partners. We also help them in getting certified with acquirer and leverage expertise in porting the SDK to new versions and new platforms like Linux OS. Our experience extends to working on drivers, embedded devices through working closely with Hardware manufactures.

 Our expertise in areas of testing, scripting on devices, platforms to test, helps customer products to be certified and successfully complete UAT with 3rd party vendors.

 Our Team designed, developed and provided support for PoS applications on different terminal SDK platforms based on business requirements from different regional customers (APAC, EMEA, Canada, America).

 Our team carries the expertise on Terminals and SDK expertise including:

 ·         VeriFone (VOS, VOS2, Verix, Verix-V, eVo, Nurit-Lipman, Mx, Gemalto - Magic SDK)

·         Ingenico (Inge-platform, Telium and Tetra series)

·         Hypercom (Optimum series ODT, Thales)

·         Castles (COTS)

·         PAX (Proteus platform)

·         Geodesic (Geo-Amida SDK)

·         ExadiGm

·         Geodesik

·         ATOS

 Types of PoS Application development undertaken (includes providing solution on open loop/closed loop environments):

 ·         Credit/Debit

·         EMV Contact, Contactless, Mobile

·         DCC (Multi Currency support)

·         Prepaid, Loyalty, Gift, Top-Up, Ticketing, transit, Sport events, Restaurants, sports, Health Care, Insurance etc.

·         Financial Inclusion (Micro Finance)

·         Cloud POS

·         Device Signing, Remote Key Injection

 Apart from the above listed business features, we have worked on interfacing POS device with Cash Drawer, Wireless/Bluetooth Printer, Contactless Reader, Biometric, Bar Code and Check scanner.

 Our team carries the deep expertise in domain protocols, technology and supporting tools such as:

 ·         ISO-8583/APACS protocol

·         EPAS/Nexo

·         TMS Support (VeriCentre, Inge-state, Term-master)

·         Remote Key Injection

·         Multi-Application (VMAC, App-Manager) compatibility

·         Card Layout preparation & security

·         Various communication support to the Host (PSTN/Dial-up - NAC, RAS, CDMA, IP/Ethernet, GPRS,) etc.

 Support for card devices

Cards and Certification

·         Mag-Stripe cards

·         Contact Smartcards (EMV - ADVT, TIP, RuPay, AMEX, Discover, SCOSTA, MIFARE, M-chip)

·         Contactless Smartcards (EMV - qVSDC, PayPass, qSparc, DPAS, ExpressPay, CUP DesFire, DesFire-EV1 tags).

·         EMV L2 certification for Contactless and Contact cards-based Reader and devices.

 New Technology PoS Services

·         Tap on Phone (mPOS)

·         EMV QR

·         Wallet Transactions

·         Square (Mag-stripe audio-jack dongle) type reader driver interface with smartphones iPhone, Android

·         Pass-through App for Contactless Reader

·         Attendance and Access Control Apps on PoS to accept smart poster tags (NDEF, Des-Fire tags).

 Our team works to optimize, analyze, design and build POS applications to provide business users, processors, acquirers, prepaid and 3rd party companies a robust system for their daily business or for access information.

 POS applications that we build are using the following platforms and technologies

 ·         C & C++

·         Android Java

·         QT

·         VC++

 Our team has developed POS custom application features & solutions for EMV/Non EMV & NFC such as –

·         mPOS, Mobile Top up

 ·         Credit / Debit, Gift & Loyalty

·         Bill payments & interfaces with utilities

·         Transit issuance/acquiring

·         E Top Up Solutions, coupons

·         Multi-currency, eCash

·         Check, Biometric

·         Kernel, Reader & driver

·         Interfaces with mobile devices

 Our team carries domain expertise in designing, developing, implementing POS Applications, interfaces for Processors & Terminals.

 To know more-

Visit- https://www.girmiti.com/pos.html

Mail Us- info@girmiti.com

[girmiti-software]

Girmiti Software-Custom POS Application & Software Development Company

Girmiti Software has expertise in consulting, designing, and developing SDK platforms for terminal manufacturers and has expertise in developing EMV PoS applications for terminal manufacturing partners. We also help them in getting certified with acquirer and leverage expertise in porting the SDK to new versions and new platforms like Linux OS. Our experience extends to working on drivers, embedded devices through working closely with Hardware manufactures.

 Our expertise in areas of testing, scripting on devices, platforms to test, helps customer products to be certified and successfully complete UAT with 3rd party vendors.

 Our Team designed, developed and provided support for PoS applications on different terminal SDK platforms based on business requirements from different regional customers (APAC, EMEA, Canada, America).

 Our team carries the expertise on Terminals and SDK expertise including:

 ·         VeriFone (VOS, VOS2, Verix, Verix-V, eVo, Nurit-Lipman, Mx, Gemalto - Magic SDK)

 ·         Ingenico (Inge-platform, Telium and Tetra series)

 ·         Hypercom (Optimum series ODT, Thales)

 ·         Castles (COTS)

 ·         PAX (Proteus platform)

 ·         Geodesic (Geo-Amida SDK)

 ·         ExadiGm

 ·         Geodesik

 ·         ATOS

 Types of PoS Application development undertaken (includes providing solution on open loop/closed loop environments):

 ·         Credit/Debit

 ·         EMV Contact, Contactless, Mobile

 ·         DCC (Multi Currency support)

 ·         Prepaid, Loyalty, Gift, Top-Up, Ticketing, transit, Sport events, Restaurants, sports, Health Care, Insurance etc.

 ·         Financial Inclusion (Micro Finance)

 ·         Cloud POS

 ·         Device Signing, Remote Key Injection

 Apart from the above listed business features, we have worked on interfacing POS device with Cash Drawer, Wireless/Bluetooth Printer, Contactless Reader, Biometric, Bar Code and Check scanner.

 Our team carries the deep expertise in domain protocols, technology and supporting tools such as:

 ·         ISO-8583/APACS protocol

 ·         EPAS/Nexo

 ·         TMS Support (VeriCentre, Inge-state, Term-master)

 ·         Remote Key Injection

 ·         Multi-Application (VMAC, App-Manager) compatibility

 ·         Card Layout preparation & security

 ·         Various communication support to the Host (PSTN/Dial-up - NAC, RAS, CDMA, IP/Ethernet, GPRS,) etc.

 Support for card devices

Cards and Certification

·         Mag-Stripe cards

 ·         Contact Smartcards (EMV - ADVT, TIP, RuPay, AMEX, Discover, SCOSTA, MIFARE, M-chip)

 ·         Contactless Smartcards (EMV - qVSDC, PayPass, qSparc, DPAS, ExpressPay, CUP DesFire, DesFire-EV1 tags).

 ·         EMV L2 certification for Contactless and Contact cards-based Reader and devices.

 New Technology PoS Services

·         Tap on Phone (mPOS)

 ·         EMV QR

 ·         Wallet Transactions

 ·         Square (Mag-stripe audio-jack dongle) type reader driver interface with smartphones iPhone, Android

 ·         Pass-through App for Contactless Reader

 ·         Attendance and Access Control Apps on PoS to accept smart poster tags (NDEF, Des-Fire tags).

 Our team works to optimize, analyze, design and build POS applications to provide business users, processors, acquirers, prepaid and 3rd party companies a robust system for their daily business or for access information.

 POS applications that we build are using the following platforms and technologies

 ·         C & C++

 ·         Android Java

 ·         QT

 ·         VC++

 Our team has developed POS custom application features & solutions for EMV/Non EMV & NFC such as –

 ·         mPOS, Mobile Top up

 ·         Credit / Debit, Gift & Loyalty

 ·         Bill payments & interfaces with utilities

 ·         Transit issuance/acquiring

 ·         E Top Up Solutions, coupons

 ·         Multi-currency, eCash

 ·         Check, Biometric

 ·         Kernel, Reader & driver

 ·         Interfaces with mobile devices

 Our team carries domain expertise in designing, developing, implementing POS Applications, interfaces for Processors & Terminals.

 To know more-

Visit- https://www.girmiti.com/pos.html

Mail Us- info@girmiti.com

[railrecipe1]

Why Must You Order Food On Train From RailRecipe?

Indian Railway has the 4th most significant chain of the network worldwide, covering 67,956 KM. It is one of the most convenient and opted ways for travelers in India, but carrying a lunch box will add to your luggage, and spilling oil from lunch may lead to staining in clothes and your essential document. So what to do now? You can't starve throughout the journey! We at RailRecipe help you come out of this situation by providing food delivery in train from premium hotels that follow all the hygiene and safety measures Food Delivery In Train

  How to Order Food On Train with RailRecipe?

 Download the app of Rail     Recipe: Click Here or     visit the website www.railrecipe.com to place your order.

Please enter your 10 digits     PNR number; this will help us to track your journey details.

Choose the station where you     want to receive the order from the station list.

Please choose your favorite     dishes and add them to your cart for placing the order.

Use Promotional offers     available on the website such as RR10, HAPPY MEAL, and more.

Proceed with your desired     payment options, either prepaid/COD & checkout

Get Your IRCTC food order delivered to your seat.

 Bonus & Promotional Offers Available at RailRecipe

We at RailRecipe offers you some promotional offers and discount to serving you happiness. These discounts help you save money and enjoy your favorite meal from premium hotels at a budget-friendly price. Look at the list of Promotional offers available at RailRecipe with its Promo code

Promo Code

Discount Percentage

GROUP20

20% on  bulk/group order

HAPPYMEAL

10% on  prepaid order

RR10

10% on  prepaid order

RRCP30

Applicable on  order above Rs 200

RUPAY10

10% discount  applicable by payment through RUPAY payment cards

We are trying to add more happiness to the festive season by providing a flat 15% off on food orders on the train from 11th august onwards. Meet your near one and enjoy the journey with the meal we serve. Use Promo code INDEPENDENCE75 to get the discounts.

*Note: Festive Coupon only applicable on orders above Rs 499

  Why Choose Us?

Our main goal is to provide customer satisfaction and happy meals. We have more than 600+ restaurants as our delivery partners, who deliver quality food on train. We have successfully delivered food in more than 4000 trains and 350+ routes.

Going     on an excursion trip from your school & college or a group of     pilgrims, we provide you with the option of bulk food orders with     additional discounts.

We     provide you the food from a multi-cuisine restaurant to help you with all     kinds of cravings.

Additional     Discounts on Your favorite food items

We     are an authorized catering partner of IRCTC.

 We     have a dedicated customer service provider team working from 6 AM to 11     PM; you can contact us directly on 8448440386 in case of any query.

 "Ab Safar me Cravings ki Hogi Happy Ending with RailRecipe."

That's all about the benefits of choosing the RailRecipe app to order food on the train. We love to serve our customers, and their satisfaction is our utmost priority. Enjoy your food on train with our top-quality e-catering delivery service.

[buyfreecoupons]

Tapzo Wallet Add Money Offer :Get 50 Rs Free Promo Code (All Users)

Hello Friends, We all know about Tapzo wallet and when we add money to wallet then we look for Promo codes. So if you are looking for the Free promo code for Tapzo app then you are in best place. You will get here all Tapzo add money offers for old & new users. Just Load money in Tapzo and grab many discount offers on paying due bills. (adsbygoogle = window.adsbygoogle || []).push({});

You already know that many Android apps offering many Free recharge service but Tapzo app is offering many Referral codes and if you want to get more then add money to Tapzo wallet then you’ll get extra cashback and discount, you can also make payment at hundreds of online or offline.

Many websites providing discount coupons for every transaction. Many hacks trick for recharge Tapzo app but it is not working so don’t try it. We are providing latest & update Tapzo Add Money Promo Code live today. These are 100% free for all users, just avail this add money offer in android mobile using Tapzo wallet.

Tapzo Wallet Add Money Promo Code 

Coupon

Details

Get 200 cashback on adding Rs 9999

CASH200

Flat 20 cashback on adding money in Tapzo Wallet Code

WELCOME20

Get 1% extra on adding money (Max 100 Rs cashback) For First-time users

MORECASH

Avail Flat 25 CB on the First recharge For Tapzo New users

RC25

Get Flat 1%+upto 10% Cashback Adding Rs. 1500+ in Ola Money Wallet

UPTO1000

Get Rs. 75 More Cashback on Adding Rs. 199+ In Tapzo Wallet

HYD199

New Tapzo users Recharge with Rs 50 & get 25 Rs. cashback

RCFIRST50

Avail 10% cashack on food order by applying code

ALL10

Use Mobilkwik for Payment to get 10% cashback on Recharges

KWIKCASH

Apply coupon on Dth recharge & get Rs 10 cashback on 100 RS

RCDTH10

Get Rs 10 cashback on 100 DTH recharge (4 times)

RCDTH10

Get Rs 10 cashback on 50 Rs recharge

RCBIG10 / RCBIG5

Recharge with 50 Rs and get 2 Rs Instant Cashback (2 times)

FLAT2 / FLAT02

Old tapzo user Coupon: Avail Rs 25 CB on prepaid/dth recharge

FLASH25

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Get Rs. 50 Cashback On Adding Money in Tapzo Wallet  

First of all Open or Download Tapzo app on your Android phone.

Now add Rs. 1000 in Tapzo wallet.

After that Apply Coupon code – EXTRA50 (50 Rs Cashback)

Now pay final Payment by Rupay debit cards or any virtual card or Paytm.

When you pay successfully then cashback will add automatically.

How to Apply Promo Code in Tapzo Wallet?

 If you want to get Tapzo Promo code and offer then follow steps-

Firstly download Tapzo app from play store.

Now Sign up or Login (If you already a user)

After that Click on Load money option.

Now enter any amount you want to add & then apply Tapzo Promo codes.

Finally, make your Payment Using a Debit/Credit card or Net banking.

Recommended: Carnival Cinema 149 Rs Off Coupon

Benefits With Tapzo Wallet

Recharge your Friends or Family member mobile without going anywhere.

Send money to your friends.

Request for money if you need.

You can use your Tapzo app for Booking Ola or Uber Cabs.

You can Do many online Recharge like Dth, Postpaid bill payment or any data card recharge.

Save your money in Tapo wallet with 100% Secure.

Tapzo App Rs 150 Free Cashback on Adding 1000

If you have not any Coupon code then don’t worry just check your Email Id. If you get any tapzo code then use it and get Rs 150 cashback on adding money. Remind that this is account specific offer code and might not work for all account so try your best luck. 

Use Coupon >> CASH1150 and Claim for Deal

Add 1500 and Earn 1600 in Wallet 

Promo code: EXTRA100 

The code is valid for the new user only.

Offer is available for a limited period.

Get 300 Rs Cashback on Adding 2200 Rs

Redeem code MORE300 

Valid for Old and New user.

10% Cashback Trick using Rupay Card 

First Download Helpchat App.

Now Sign up for a new account.

After that, use coupon HCRUPAY10 while Adding Money and pay via Rupay Card.

Bingo! You Got 10% (max 25 Rs) back.

Get 50% CB when you recharge Tapzo Wallet

Tapzo wallet is offering 50% cashback offers which can be available on minimum recharge of Rs. 50 or more. 

Coupon code: PAYDAY50

The maximum amount is fixed Rs. 50. 

The user can avail cashback within 1 working day.

Offer is Applicable to the Old user only.

The Coupon code is redeemable on ola money wallet and valid twice per user/10,000 customers only.

Check More: Vidmate App Refer & Earn Offer

Save Rs.1800 on 3 Flight Bookings 

Offer Details:  *Expired*

Use Code – CASHBACK to avail this offer.

Get Rs. 600 Cashback on 3 Flight Bookings per month on Tapzo 

Cashback will be credited within 30 days.

A user can avail the cashback offer for 3 unique bookings per calendar month

Valid Till: 15-July-2017

How to Load Money in Tapzo Wallet?

First Download Tapzo app from here.

Now sign for a new account and use 10 digits mobile number.

Verify OTP and fill all necessary details.

Now Goto Homepage and click on add money option.

Now enter any amount which you want to pay.

After that apply promo code which is mention below

Then choose any payment method and complete all steps.

Congo! You have done all steps successfully; Cashback will be added to Tapzo wallet within 24 hours 

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from Blogger http://bit.ly/2SiH0Nc via IFTTT

[mohanaprasad-blog]

Which is the best payment app for online electricity bill payment kolkata

The online electricity bill payment kolkata can be paid through the Xpay Life platform. All the payments are BBPS/NPCI assured and hence the bill payment can be securely paid through this platform. It is also built on the most secure payment channel of XPay Life that is a blockchain technology that is the underlying technology behind the popular and controversial bitcoins. Hence the blockchain technology is the future of the payment technology that XPay Life is providing. Also, the platform is providing last-mile-bill collection to the rural regions of India which is highly untapped.

The bihar electricity bill payment can be made without any hassles through a myriad of payment solutions such as the Mobile App, Online web, ATP Kiosk, Mobile Van and the PoS device. The door-to-door bill payments are possible through the XPay Life PoS machine that is owned on the franchisee model and makes bill payments easier in the rural areas. The Mobile Van traverses the rural regions of India and accepts payment of cash as a digital mode and accepts the other digital modes of payment such as credit/debit cards like rupay cards, master cards, visa cards etc. The Mobile van consisting of the mini ATMs facilitates cash withdrawal upto a card limit of Rs 2000.

online electricity bill payment goa can be easily paid by following a few steps through the user-friendly platform XPay Life.

Step1: After downloading the app from the Google Playstore or Appstore as the app is available for both Android and iOS devices, select the category of payment

Step 2: Select the biller name and fill the customer ID and fetch the online bill

Step 3: Verify the billing details and proceed to payment. 

Step 4: Here if there is a valid coupon code, apply it. XPay Life provides amazing discounts every month. Stay connected to the social media channels to know more about eh offers upto Rs 200 on bill payment using the code. Pay kanpur electricity bill payment online and avail these offers.

Step 5: You can also redeem XPay Life referral points that were earned after sharing the download details in your friends and family circle. It also avails discounts.

Step 6: Select the bill payment mode like internet banking, mobile banking, UPI payments, and payments. 

Get the payment confirmation through the SMS, email and app notification. You can choose to set reminders for payment for the next three months. Pay electricity bill payment bhopal online and make life Simpler.

Source:http://www.apsense.com/article/which-is-the-best-payment-app-for-online-electricity-bill-payment-kolkata.html

[plutos-one]

Discover amazing discounts and deals on plutos ONE with exclusive Rupay offers! Enjoy special vouchers to enhance your shopping experience. Save big with these fantastic Rupay deals!

[shamnadt]

ZEE5 Offer - 20% Off + Up To ₹250 Amazon CB [Till 30 Nov 2019]

ZEE5 Amazon Pay Offer – 20% Off + Up To ₹250 Amazon CB [Till 30 Nov 2019] - Use Coupon Code GET20 #ZEE5 #Offer #CouponCode #AmazonPayBalance #Cashback #ZEE5Original #RuPay Click here for details -->

ZEE5 Offer – 20% Off + Up To ₹250 Amazon CB

Video Streaming Services are getting bigger and better in India as the most popular production companies and world entertainment giants join the battle of video streaming. Zee Network has a huge number of national and regional channels and they have one of the best streaming service in India; which is known as ZEE5. ZEE5 offers 50% discount on their…

[mariarobin1289]

7 Ways to Find Affordable Flights This Winter

The winter season brings along holidays, vacations and a whole lot of treats. The holiday season calls for some vacation plans but with a thought in mind on how to go on that winter holiday and keep those savings healthy? How to live the best of both worlds? Well-planning in advance is always the solution if you want to go the budget way. Budget travelling has become a huge trend amongst people today as it gives you the benefit of going on that long-awaited vacation without disturbing your planned budget. Here’s a little guide on how to find the most affordable flights for your vacation this winter.

1)        Early Lookout- It is always advisable to look out for flight tickets well in advance before you even plan your trip. Start your online flight booking as early as possible. Make sure you are well aware of the destination you are planning to visit for your winter vacations and then search for flights. Airlines and tour packages usually tend to have offers and special discounts for flights dated months ahead from the day of search providing travellers with more options. Make sure you search in at least 6-11 months in advance for an insight about how airfares are priced.

2)        When to purchase? - Well, there is no fixed rule as to when to purchase online flight tickets. Here are some generic trends to follow while making an online flight booking purchase. Importantly try and avoid peak seasons and holiday long weekends as you can expect a very high demand for airline tickets and increased passenger traffic for flight booking, however you can always look for the weekdays, working days, non-peak months or days between or after the holiday season. Also do not forget to take a look at third-party websites, tour operators for discounted tour packages, holiday packages and flight ticket deals for better options. So always keep a tab on airline websites and their social media handles for the offers or deals they are providing for particular destinations and slashed prices.

3)        Flexible Flight Dates- Make sure your flying dates are flexible. Give yourself the best chance by searching a couple of days in advance for your flight tickets or even weeks, either side of your preferred departure date. If you are looking for the exact dates, it can get quite challenging to get the best deals on flight tickets. Check on airline websites and tour operator websites for the best deals on online flight booking. With the flexible dates option, these websites usually tend to offer better offers and slashed prices. So make sure when you’re about to make your flight booking you keep the necessities in mind.

4)        Use Different Payment Methods- For some of you, the question might arise that how are different payment methods going to give you affordable flight tickets? Well instead of debit or credit cards, try using payment platforms like Paytm, RuPay, PhonePe etc. These payment platforms not only allow you to make payments instead of your plastic money but have also introduced features such as flight bookings on their apps. These payment platforms usually have discounted fares & special offers on flight bookings. You can also choose to pay through these methods on airline websites or travel operator websites online that support these payment getaways for additional offers, coupon codes and discounts.

5) Find Those Deals- Go where the deals are. Look out for airline booking websites, travel sites and online tour operators for best deals and offers on tour packages and flight ticket deals. Try signing up with these platforms for newsletters and notifications about their upcoming deals and offers on flights and the other services they provide. Consider choosing destinations that are already affordable to fly to and make your budget travelling a lot easier. Websites providing special offers are always on their toes with new deals and discounts so do keep an eye on their updates on flight ticket deals. Their collaborations with certain airlines and payment getaways too are a watch out, so make sure you keep a tab.

6) Opt for Different Airlines- Keep flexibility in your airline choices. Some people are too particular about specific airlines they fly with. Top tier airlines usually have hiked airfares for all destinations because of their high ratings and popularity in the industry. These airlines tend to only have discounted offers and ticket sales’ once a year to attract maximum customers. If you are airline conscious, then do keep a tab about their annual offers and discounts. On the other hand, low-cost airlines not only provide special deals on flight tickets but also being low-cost they tend to have lesser fares for the most top tier destinations. Low-cost airlines are preferably advised for all your budget holiday plans.

7) Consider Longer Layovers- Book flights with layovers and consider longer layovers. Multi stops or layover flights usually have slashed airfares at much affordable prices. Look for flights where you can opt for longer layovers on the same ticket. Get to your favourite online flight booking platform or airline website to check out for such options. Multi-city airline tickets usually provide airfares much lesser than direct flights making it easier for you to book the most affordable flight tickets online.

Booking affordable flight tickets is not a task until you know the correct means and ways to do it. There are various platforms on the internet ready to cater to your needs. Booking affordable flight tickets usually help you curb down a lot of travel expenses. Extra expenses like shopping, sightseeing, travelling at whatever destination you are flying to get easier as you have a lot of budget saved by purchasing affordable flight tickets. By doing so you can also save up to visit other additional destinations that may have not been on your list and make up for that beautiful vacation you have dreamt for. So save up, pack your bags and get on that flight as budget is no more a worry.

[appmaverick-blog]

15 Most Popular Payment Gateway Solutions

A payment gateway is an application that authorizes payment for e-businesses, online retails, brick and mortar businesses and more. It is virtual equivalent to the physical point of sale established in many retail outlets.

It encrypts confidential information, such as credit & debit card numbers to make you sure that the data which is passed between the customer and merchant is confidential and secure.

How does a payment gateway work?

A customer places an order on website or mobile by just pressing submit button or equivalent button to reach payment gateway and enters card details in the specified spaces.

The customer’s web browser encrypts the detail which is to be sent between the browser and the web server. This is to be done via SSL(Secure Socket Layer) encryption technique. The transaction details are then forwarded by the merchant to their payment gateway.

The transaction information is then forwarded by the payment gateway to the payment processor of the merchant acquiring bank. Again the processor forwards the transaction detail to card association (like master card, visa). The authorization request is received by the card issuing bank and prompt to the processor with a response code.

The response is received by the payment gateway and send the response to the website where it is initiated as a persistent response then relayed back to the cardholder and the merchant. The whole process takes 2-3 seconds to perform. All the approved authorization is submitted by the merchant in a form of the batch to their registered bank to initiate settlement the process.

At last, the approved fund is to be deposited to the merchant’s registered account by the acquiring bank.

What to consider when choosing a payment gateway?

As an organization, your choice could be according to customer’s experience on your websites through to cash flow to online sales.

Here are four crucial points to consider before selecting the payment gateway:

Security

Security should be your top priority. Make sure at a minimum it should be integrated with 3D secure and comply with the PCI Data Security Standard (PCI DSS).

Payout Time

It should be less time taking to credit money in your bank account. Before integration check how payouts are made? Whether they’re on a weekly or bi-weekly cycle.

Ease of website Integration

Before you sign make sure that the integration is simple or it can develop a custom-coded solution for your platform easily.

Multi-currency

If your customers are also from outside the country or using a different currency, then your payment gateway should handle payments across currencies, regions, platforms and alternative payment solutions.

15 Most Popular Payment Gateways Solutions

1.  Paypal

PayPal was founded in December 1998 and is now providing services in more than 200 markets around the world. Currently, it has more than 237 million active account holder with several platforms including Braintree, Venmo, and Xoom.

Paypal permits the merchant and the consumer to perform a transaction in more than 100 currencies, funds can be withdrawn ìn 56 currencies, and hold balances in 25 currencies in their Paypal registered account.

Paypal is serving in more than two hundred markets and having different pricing model in different countries. It reached 7.6 billion transactions in the year 2017.

2. Amazon Pay

Amazon Pay is an online payment processing service owned by Amazon. This service is launched in the year 2007.

After a decade it is providing services in 8 countries as of now. Amazon Payments is designed specifically for online retailers and sellers who want to provide a smooth shopping experience for their buyers.

Amazon is charging its fees according to transaction-based and on border based. The domestic processing fee is of 2.9% and an authorization fee of $0.30 + tax and crosses border fees for processing is 3.9% and same on authorization fee.

A-Z guarantee and Protection plan. Amazon is known for implementing very strict protocols when it comes to information security. Its system boasts of a vaunted security setup that also includes fraud detection and merchant protection.

3. Adyen

Adyen is a popular, open source payment solution whose infrastructure meets the highest standards of security, integrity, and stability.

At the same time, the platform’s redundant and stateless service-oriented architecture (SOA) ensures maximal uptime and enables users to accept payments on several physical hosting locations.

Adyen has more than 5,000 customers and is privately held. Adyen charge fees for processing is $0.12 and for payment method fee it is $0.25 for the United States. There are different charges for different cards and different countries.

Adyen uses rich data to drive revenue and offers a full range of mobile payment functionalities to make your service more attractive. These include, among others, all major card schemes and mobile wallets such as Apple Pay and Android Pay.

4. Skrill

Skrill is a relatively new, yet very successful UK-based payment service designed both for businesses and individuals. Using it, you can make international transactions and pay for products and services wherever you are in the world, and from the comfort of your very own mobile device with a dedicated application.

Skrill enables several payment transaction options such as credit cards, cash and email- transactions. All you need to do is sign up on the web and avail the services.

At the moment, Skrill supports over 30 different currencies and makes it possible to target buyers for your products and services all around the globe.

5. Stripe

Stripe was designed to facilitate recurring billing, but also supports and processes online money transactions to act as a fully-equipped finance management tool for any business.

It also belongs to a popular productivity software family and comes with a set of open API to help you connect it to the rest of your business ecosystem.

Stripe Subscriptions keeps all your customer information on file, making it easy for you to renew subscriptions or upgrade a member’s plan without worrying about compliance with PCI standards and policies.

With Stripe’s open API, you can build powerful connections with leading marketplaces and third-party software, reach out to new audiences, and maximize renewal.

Stripe also lets you build and incorporate trial periods in your plans, or give coupons to help you devise and refine your strategies.

6. PayU

PayU is the product of an Indian payment processing corporation, and one of the simplest payment solutions that were designed to fill in the gaps left by complex service providers.

The expert community is also fond of PayU because of its best conversion rates (acclaimed 12%), acceptance for over 45 payment methods (Net-Banking, 8+ bank EMI’s, 6 Wallets, Amex, Rupay, International Cards), and the PayuBiz’ API’s & SDKs which help connect this platform to any website, application, or related third-party system.

PayU offers a single integrated solution that lets users start receiving local payments in all locations where it operates. International merchants can use it as their payment service provider and start receiving payments in all 16 markets, reaching a potential of over 2.2 billion consumers.

PayU offers more than 250 local payment methods and multiple currency options, allowing its users to reach all customers, even those without credit cards, and being able to manage complexities of the local markets whilst benefiting from them.

More Insights available at the offical blog published here. 

[girmiti]

Girmiti Software, Custom POS Application and Software Development Company

Girmiti Software has expertise in consulting, designing, and developing SDK platforms for terminal manufacturers and has expertise in developing EMV PoS applications for terminal manufacturing partners. We also help them in getting certified with acquirer and leverage expertise in porting the SDK to new versions and new platforms like Linux OS. Our experience extends to working on drivers, embedded devices through working closely with Hardware manufactures.

 Our expertise in areas of testing, scripting on devices, platforms to test, helps customer products to be certified and successfully complete UAT with 3rd party vendors.

 Our Team designed, developed and provided support for PoS applications on different terminal SDK platforms based on business requirements from different regional customers (APAC, EMEA, Canada, America).

 Our team carries the expertise on Terminals and SDK expertise including:

 ·         VeriFone (VOS, VOS2, Verix, Verix-V, eVo, Nurit-Lipman, Mx, Gemalto - Magic SDK)

·         Ingenico (Inge-platform, Telium and Tetra series)

·         Hypercom (Optimum series ODT, Thales)

·         Castles (COTS)

·         PAX (Proteus platform)

·         Geodesic (Geo-Amida SDK)

·         ExadiGm

·         Geodesik

·         ATOS

 Types of PoS Application development undertaken (includes providing solution on open loop/closed loop environments):

 ·         Credit/Debit

·         EMV Contact, Contactless, Mobile

·         DCC (Multi Currency support)

·         Prepaid, Loyalty, Gift, Top-Up, Ticketing, transit, Sport events, Restaurants, sports, Health Care, Insurance etc.

·         Financial Inclusion (Micro Finance)

·         Cloud POS

·         Device Signing, Remote Key Injection

 Apart from the above listed business features, we have worked on interfacing POS device with Cash Drawer, Wireless/Bluetooth Printer, Contactless Reader, Biometric, Bar Code and Check scanner.

 Our team carries the deep expertise in domain protocols, technology and supporting tools such as:

 ·         ISO-8583/APACS protocol

·         EPAS/Nexo

·         TMS Support (VeriCentre, Inge-state, Term-master)

·         Remote Key Injection

·         Multi-Application (VMAC, App-Manager) compatibility

·         Card Layout preparation & security

·         Various communication support to the Host (PSTN/Dial-up - NAC, RAS, CDMA, IP/Ethernet, GPRS,) etc.

 Support for card devices

Cards and Certification

·         Mag-Stripe cards

·         Contact Smartcards (EMV - ADVT, TIP, RuPay, AMEX, Discover, SCOSTA, MIFARE, M-chip)

·         Contactless Smartcards (EMV - qVSDC, PayPass, qSparc, DPAS, ExpressPay, CUP DesFire, DesFire-EV1 tags).

·         EMV L2 certification for Contactless and Contact cards-based Reader and devices.

 New Technology PoS Services

·         Tap on Phone (mPOS)

·         EMV QR

·         Wallet Transactions

·         Square (Mag-stripe audio-jack dongle) type reader driver interface with smartphones iPhone, Android

·         Pass-through App for Contactless Reader

·         Attendance and Access Control Apps on PoS to accept smart poster tags (NDEF, Des-Fire tags).

 Our team works to optimize, analyze, design and build POS applications to provide business users, processors, acquirers, prepaid and 3rd party companies a robust system for their daily business or for access information.

 POS applications that we build are using the following platforms and technologies

 ·         C & C++

·         Android Java

·         QT

·         VC++

 Our team has developed POS custom application features & solutions for EMV/Non EMV & NFC such as –

·         mPOS, Mobile Top up

 ·         Credit / Debit, Gift & Loyalty

·         Bill payments & interfaces with utilities

·         Transit issuance/acquiring

·         E Top Up Solutions, coupons

·         Multi-currency, eCash

·         Check, Biometric

·         Kernel, Reader & driver

·         Interfaces with mobile devices

 Our team carries domain expertise in designing, developing, implementing POS Applications, interfaces for Processors & Terminals.

 To know more-

Visit- https://www.girmiti.com/pos.html

Mail Us- info@girmiti.com

[vijayabank]

Rupay Debit Card -  Enjoy cashback on Urbanclap, for services booked using your Vijaya Bank RuPay Debit Card! Get 10% cashback for transactions above ₹500. Use coupon code: RUPAY. T&C apply.

[railrecipe1]

Why Must You Order Food On Train From RailRecipe? Why Must You Order Food On Train From RailRecipe? Indian Railway has the 4th most significant chain of the network worldwide, covering 67,956 KM. It is one of the most convenient and opted ways for travelers in India, but carrying a lunch box will add to your luggage, and spilling oil from lunch may lead to staining in clothes and your essential document. So what to do now? You can't starve throughout the journey! We at RailRecipe help you come out of this situation by providing food delivery in train from premium hotels that follow all the hygiene and safety measures. How to Order Food on Train with RailRecipe? 1. Download the app of Rail Recipe: Click Here or visit the website www.railrecipe.com to place your order. 2. Please enter your 10 digits PNR number; this will help us to track your journey details. 3. Choose the station where you want to receive the order from the station list. 4. Please choose your favorite dishes and add them to your cart for placing the order. 5. Use Promotional offers available on the website such as RR10, HAPPY MEAL, and more. 6. Proceed with your desired payment options, either prepaid/COD & checkout 7. Get Your IRCTC food order delivered to your seat. Bonus & Promotional Offers Available at RailRecipe We at RailRecipe offers you some promotional offers and discount to serving you happiness. These discounts help you save money and enjoy your favorite meal from premium hotels at a budget-friendly price. Look at the list of Promotional offers available at RailRecipe with its Promo code Promo Code Discount Percentage GROUP20 20% on bulk/group order HAPPYMEAL 10% on prepaid order RR10 10% on prepaid order RRCP30 Applicable on order above Rs 200 RUPAY10 10% discount applicable by payment through RUPAY payment cards We are trying to add more happiness to the festive season by providing a flat 15% off on food orders on the train from 11th august onwards. Meet your near one and enjoy the journey with the meal we serve. Use Promo code INDEPENDENCE75 to get the discounts. *Note: Festive Coupon only applicable on orders above Rs 499 Why Choose Us? Our main goal is to provide customer satisfaction and happy meals. We have more than 600+ restaurants as our delivery partners, who deliver quality food on the train. We have successfully delivered food in more than 4000 trains and 350+ routes. • Going on an excursion trip from your school & college or a group of pilgrims, we provide you with the option of bulk food orders with additional discounts. • We provide you the food from a multi-cuisine restaurant to help you with all kinds of cravings. • Additional Discounts on Your favorite food items • We are an authorized catering partner of IRCTC. • We have a dedicated customer service provider team working from 6 AM to 11 PM; you can contact us directly on 8448440386 in case of any query. "Ab Safar me Cravings ki Hogi Happy Ending with RailRecipe." That's all about the benefits of choosing the RailRecipe app to order food on the train. We love to serve our customers, and their satisfaction is our utmost priority. Enjoy your food on train with our top-quality e-catering delivery service.

https://www.railrecipe.com/

[saveplus]

Get Travel Discount Offers @ SavePlus

Nowadays online shopping is trending now, where young and old people are going on this online shopping. The best idea is that online shopping is more comfortable for the people instead of going to offline stores or malls. Online shopping provides free delivery for the people who book on their websites, and they also give free shipping on the selected products. Saveplus is an online couponing store which provides fabulous discount prices on their products like Home needs, Electronics, Mobiles, Computer accessories, Ordering food, booking tickets, paying bills, etc. To get best discount offers, deals, and promo codes just sign up at Saveplus.in.

Anyone who is looking for best car self-driving or rental service online, then Myles is one of the leading self-driving car company in India. It was started in the year of 2013 in New Delhi by Sakshi Vij. They assist the freedom of self-driving car of their own choice. Online customers use to book the holiday trips within the websites, and they will provide the discounts and offers on booking on your orders.

They provide more comfortable car models for the user requirements and choose the best cars of their trips. Utilize Myles offers to book on your car ride and get more savings on your trip. Make use of Saveplus.in and get huge discounts, offers, on your bookings.

Are you worried about the time spending summer vacations? And book a hotel booking and flight bookings are available at one place, i.e Travelocity is one of the leading American online travel agency. It is one of the best travel agency for people to enjoy with your loved ones and family members. They provide tickets for cheap flights tickets, hotel bookings, holiday packages, domestic and international flights, etc.

Their service started in the year of 1996 at Dallas, and Texas, at the United State of America. Get excellent savings on this summer vacation by using  Travelocity Offers. The main advantage of this website is to provide luxury rooms accommodation with full of delicious snacks and meals. Enjoy your this summer trip with more deal, and offers by sign up at saveplus.in.

If are you planning for a holiday trip with your family members and your loved ones, then LaVancanza Travel is one of the perfect places for you. They provide different variety of attractions like International domestic, adventure, nature and wildlife, and also fun with kids. They also offer affordable holidays, weekend getaways, holiday packages, sightseeing, and so on.

They provide 24/7 customer support and solve your queries. Use LaVancanza Travel Deal get 5 % discount on holiday packages. It provides service like tours, ticket activities, holidaymakers, and also a hotel, and apartments services to their customers. They provide all types of cards like a credit card, debit card, Rupay, and net banking, etc. Just visit saveplus.in, to get more savings on your travel.