#Real Estate Firm San Jose

[panelrank]

Innovating Finance: The Extraordinary Journey of Rishi Panchal Now Featured on Biographies.net

Biographies.net Unveils the Inspiring Story of Rishi Panchal's Impact on Startup Financing

Biographies.net is delighted to present “Unleashing Financial Innovation: The Inspiring Journey of Rishi Panchal”, an engaging biography penned by Rishi Panchal himself and published on Biographies.net. This insightful narrative details his life and career — also known as Mr Fundible — while exploring his contributions in startup financing as well as being seen as a thought leader within finance industry.

Rishi Panchal emerged as an accomplished visionary entrepreneur after witnessing his father’s financial strains early on in Bilimora, Gujarat India. These experiences inspired Rishi to study International Business & Finance at San Jose State University before embarking on his entrepreneurial ventures.

Early Life and Education

Rishi began his journey in Bilimora, drawing inspiration from his father’s courage when faced with debt. Later attending San Jose State University provided Rishi with essential knowledge and tools necessary for pioneering his unique method for startup financing.

Rishi Panchal has built his professional career on relentless innovation and an intense dedication to solving startup financial challenges with unsurpassed zeal and determination. Equipped with extensive knowledge in international business and finance, he set out on his journey to revolutionize Silicon Valley startup financing practices.

Scalekit Funding: Empowering Entrepreneurs

Rishi set out on an ambitious journey to transform entrepreneurial finance landscape when he established Scalekit Funding as a ground-breaking venture providing unsecured business funding. By using Scalekit he facilitated over $70 Million worth of unsecure business funding for Silicon Valley-based startups, mergers & acquisitions as well as real estate transactions; making a profound contribution towards building vibrant entrepreneurial ecosystems across Silicon Valley by giving millions of businesses their chance at growth. 

This groundbreaking initiative made an incredible difference and empowered many enterprises thrive — revolutionized entrepreneurial ecosystem by giving way for growth by opening doors enabling many other ventures in Silicon Valley that provided unsecure business funding allowing many other firms.

Genie Financing: Enabling Business Growth

Rishi was determined to provide businesses of all sizes the support they needed, so she created Genie as an innovative platform providing flexible POS financing solutions. Genie quickly established itself as an invaluable source of financing options that have fuelled business expansion and success for entrepreneurs worldwide.

Author and Thought Leader

In addition to his entrepreneurial ventures, Rishi Panchal is widely respected as an author and thought leader in finance. He has published three highly-revered books: Credit Mastery: Unlock the Power of Credit,” Funding Mastery: Hack Your Finance in Six Steps,” and Travel Hacking: Travel the World Free with Points”. These works offer invaluable strategies and insights into financial empowerment that cement Rishi’s standing as a financial expert.

Rishi has earned widespread acclaim and influence within the finance industry through his innovative approaches that have revolutionized how startups and businesses access and utilize financial resources, becoming one of the go-to individuals within this niche industry. 

His achievements are recognized widely within industry publications. Rishi is widely seen as an innovator and visionary leader who stands out as a trailblazer and pioneer. He remains at the forefront of financial industry developments with groundbreaking work. His contributions are recognized throughout industry publications who consider him as trailblazing leader of pioneers who lead change while making him one of its stars within it — an influence that cannot be underrated!

Personal Endeavors and Social Media Presence

Rishi has an immense passion for sharing his knowledge and insights with a wider audience, which he does through various social media platforms such as Instagram, LinkedIn, TikTok, Facebook and YouTube. Through these channels he interacts with his target market through informative yet inspiring content which resonates with entrepreneurs and finance enthusiasts.

An Inspirational Biography

“Unleashing Financial Innovation: The Inspiring Journey of Rishi Panchal” is more than a biography; it serves as a powerful testament to vision, innovation and relentless excellence in Rishi’s story of determination and transformative contributions that serves as an inspirational source for both aspiring entrepreneurs and finance professionals alike.

Rishi Panchal, an esteemed author and visionary entrepreneur who created Scalekit Funding and Genie Financing, shares in-depth details from his life journey that have made him such a prominent figure within finance. This biography offers readers an insightful look into his life experiences that have formed him into one of finance’s leading figures today.

[strategy-law-llp]

Strategy Law LLP - Best law company in San Jose

Are you looking for business law experts in San Jose? Call Strategy Law LLP for acquisitions, tax & formation. Top law firm for business owners. Call Now!

Address: 1 S Almaden Blvd Suite 700, San Jose, CA 95113

[robertdoeliterealtyservices]

Robert Do's Elite Realty: Elevating the Real Estate Landscape

In the vibrant real estate scene of California, Elite Realty Services, headquartered in San Jose, emerges as a key player under the visionary leadership of President Robert Do. The company stands as a beacon of comprehensive real estate services, going beyond the conventional to redefine the client experience.

Elite Realty Services distinguishes itself with an expansive in-house repertoire that extends far beyond typical real estate offerings. Alongside property transactions, the firm excels in home design, diverse mortgage programs, and boasts expertise in engineering and architecture. This all-encompassing approach positions Elite Realty Services as the ultimate destination for a wide array of real estate needs.

Operating predominantly in the greater Sacramento area, the company takes pride in its team of dedicated professionals. With a cadre of skilled agents, Elite Realty Services guides clients through the intricacies of real estate transactions. Under the guidance of Robert Do, the leadership actively seeks to expand their team, valuing qualities that go beyond proficiency. Agents at Elite Realty Services are not just experts but strategic leaders, promoting collaboration, boosting productivity, providing additional in-house services, and optimizing commissions.

Embedded in the company's ethos is the philosophy of "cohesive horizons," emphasizing the importance of collaborative effort for collective success. By consolidating diverse professional services and expertise under one roof, Elite Realty Services positions itself as a dynamic and indispensable force in the California real estate market.

[jkdanu]

Economic Forecast: Empty offices, smaller projects become the new norm http://dlvr.it/T1H1VJ http://dlvr.it/T1H1VX http://dlvr.it/T1H1Vb http://dlvr.it/T1H1Vd http://dlvr.it/T1H1Vh http://dlvr.it/T1H1Vk

[datascraping001]

Mortgage Consultants Email List

At the Heart of Effective Mortgage Strategies: The Mortgage Consultants Email List. In the ever-evolving landscape of real estate and finance, staying ahead is not just an advantage; it's a necessity. The key to success often lies in having access to the right information, at the right time. For professionals in the mortgage industry, this means having a network of reliable contacts and the latest market insights. This is where a Mortgage Consultants Email List proves invaluable.

Imagine having a curated list of mortgage consultants, experts, and decision-makers, all within your reach. It's like unlocking a treasure trove of industry expertise. The Mortgage Consultants Email List by Datascrapingservices.com is designed to be a catalyst for your marketing strategies. Whether you're a lending institution, a financial consultancy firm, or a technology provider catering to the mortgage sector, this email list is your gateway to success. The value of this list is multi-faceted. Firstly, it helps you precisely target your marketing efforts. Instead of a one-size-fits-all approach, you can tailor your campaigns to reach those individuals who matter most to your business. Targeting the right audience significantly increases the likelihood of engagement and conversion.

Secondly, it facilitates networking and partnerships within the industry. Collaborations often lead to innovative solutions and improved services, ultimately benefiting your clients and your business. The Mortgage Consultants Email List acts as a catalyst for such collaborations, putting you in touch with professionals who complement and enhance your services. In this dynamic industry, being the first to know about market trends, policy changes, or emerging technologies is crucial. The Mortgage Consultants Email List offers you a platform to connect with thought leaders and experts. Engage in discussions, gain insights, and stay updated with the latest happenings in the mortgage domain.

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Australia Lawyers Data Scraping

Best Mortgage Consultants Email List - Mortgage Brokers Mailing Lists Scraping Services in USA:

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At DataScrapingServices.com, we understand the significance of a reliable and updated email list. Our Mortgage Consultants Email List is not just a collection of contacts; it's a tool to propel your business forward. Reach out to us today at info@datascrapingservices.com and let's accelerate your marketing strategies in the mortgage sector. Let's make your campaigns resonate with the right audience, driving success and growth in the fiercely competitive mortgage industry.

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[lawyersdatascraping]

Tennessee Lawyers Email List

In the dynamic world of legal services, reaching the right audience with precision is key to building successful marketing campaigns and fostering fruitful collaborations. For law firms and lawyers marketing companies seeking to expand their outreach to Tennessee's legal professionals, the Tennessee Lawyers Email List offered by Lawyersdatalab.com is a game-changing resource that can revolutionize your marketing efforts.

Tennessee boasts a diverse legal landscape with attorneys specializing in various fields, from corporate law to family law, criminal defense, and more. However, establishing direct connections with these legal practitioners can be a daunting task, especially when aiming to tailor your message to their specific areas of expertise. This is where the Tennessee Lawyers Email List comes into play as a strategic asset.

Imagine having access to a meticulously curated mailing list that provides you with the direct contact details of Tennessee lawyers who are eager to receive valuable insights, updates, and opportunities within their legal sphere. With this list, you can craft targeted campaigns that resonate with each attorney's practice area, whether it's intellectual property law, personal injury, or real estate.

Furthermore, the Tennessee Lawyers Email List enables law firms and marketing teams to foster engagement through personalized content. From informative newsletters to webinars and collaborative ventures, you can tailor your messaging to address the unique interests and needs of different legal practitioners. This not only enhances the effectiveness of your campaigns but also establishes your credibility as a valuable resource.

At Lawyersdatalab.com, our commitment to accuracy and reliability ensures that the Tennessee Lawyers Email List you receive is up-to-date and relevant. We understand the importance of connecting with the right professionals at the right time, and our meticulously maintained database empowers you to do just that.

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Best Lawyers Mailing List in USA

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Conclusion

If you're seeking to elevate your law firm's or lawyers marketing company's presence within Tennessee's legal community, the Tennessee Lawyers Email List is your gateway to forging meaningful relationships and impactful collaborations. To discover how this resource can transform your marketing campaigns and open doors to new opportunities, reach out to us at info@lawyersdatalab.com. Let us help you establish connections that matter and position your brand as an indispensable partner for Tennessee lawyers seeking valuable insights and partnerships.

[localneeds]

Singh Dhillon Realtor

Singh Dhillon Realtor Experienced person with a track record of working both individually and in teams to accomplish objectives. skilled in leadership, problem-solving, videography, communication, and real estate. Singh Dhillon has been involved in his home state of California for more than 30 years, and he is thrilled to be focusing that community attention on real estate. Dhillon is prepared to assist You with Your home-buying and home-selling needs in the Silicon Valley region. As a proud representative of a real estate firm with solid financial support, Dhillon infuses his job with the principles of tenacity, honesty, and superior client care. In San Jose, California, I am regarded as one of the top real estate brokers. I focus on Buyers Agents and Real Estate. For More Services

[pinnacleadu]

Located in San Jose, California, Pinnacle Construction is a renowned construction firm. We provide great building services that are specifically catered to your demands using our expertise in residential and commercial projects.

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[your-dietician]

Mulling Office Amenities That Make Employees Want To Return

New Post has been published on https://medianwire.com/mulling-office-amenities-that-make-employees-want-to-return/

Mulling Office Amenities That Make Employees Want To Return

Federal Realty Investment Trust

One of the commercial real estate maxims of the last year holds smart employers are now or soon will be trading in more office space for less but higher-quality office space. With some hybrid work likely to hang around permanently, employers will need less square footage than they did pre-pandemic. What will they do with the money saved? They’ll put it into Class A office space, the better to induce employees back, natch.

It makes sense that with the office space sector bringing up the rear in the post-COVID CRE recovery, it is Class A office space increasingly seen as the sector’s bright spot.

A mid-August CBRE report titled “The Flight to Quality Quantified” reported that as office space gets reimagined and remote work patterns solidify, tenants have quickened their transitions to prime office properties. CBRE’s report notes slack office demand resulting from virtual work has almost exclusively affected non-prime buildings. Post first quarter 2020, non-prime vacancy rates grew much more quickly than those of prime assets. From first quarter 2020 to same time 2021, non-prime vacancies soared 8.2%. Over the same period, prime vacancy rates increased just 5.1%.

This week, with its Q3 U.S. Office Market Report, JLL confirmed the same forces apply now, as employers escalate their pressure on workers to return to offices.

“Flight to quality continues to be the driving force behind most companies’ leasing decisions, which has driven down renewal rates in favor of relocations to higher-end space,” JLL said in a prepared statement. “And despite inflationary pressures having only moderately alleviated, the flight to quality higher-end space is expected to propel a robust high-end segment of the office market.”

Growth space

The flight to quality is being driven by office tenants desiring growth space for their companies and organizations. At the heart of that quest is the appetite for amenities that motivate employees to actively hunger for a return to the office.

Nearness to public transit has essentially evaporated from employers’ wish lists when it comes to their searches for available office space. “Rather, they want to be as close as possible to amenities for the employees and see offices that are more of a ‘clubhouse’ and meeting place for collaboration, versus a place where employees do their head-down types of tasks,” says Newmark Knight Frank broker Tracey Solari.

Adds Jeff Needs, director of real estate advisory for national accounting-consulting firm Moss Adams: “While employees and employers arm wrestle over how many days of a week are required in the office, the office market will continue to favor location, quality and amenities. Companies and their employees want Class A space with amenities and flexibility.

“Flexibility will be supported by shorter-term leases and square footage adjustments. Flexibility will support ready, move-in space. Amenities will favor owners of high-end space featuring state-of-the-art building systems, adjacent outdoor plazas and green space, and responsive and professional property management.”

Natural light

Some argue a case in point is the new One Santa West office building at Santana Row, a residential and commercial district in Silicon Valley’s West San Jose.

Among offerings served up to knowledge companies are a state-of-the-art HVAC system and air filtration, 13-foot clear ceiling heights enabling natural light to flood interiors, sprawling outdoor terraces and a site across the street from Santana Row’s nearly four dozen shops and cafes.

“The flight to quality in mixed-use walkable development outside the urban core is evident for Federal Realty projects such as NetApp’s decision to downsize and move its global headquarters to Santana Row,” says Federal Realty executive vice president Jan Sweetnam. “Across the street, our One Santa West building . . . is also designed for the knowledge companies taking less space with more amenities.”

Read full article here

[sellmyhouseforcashdenverco]

Metro Denver ranks fifth in U.S. for housing slowdown

According to real estate firm Redfin, the housing market in Seattle is cooling at a greater rate than any other major metro in the United States, but Denver isn't far behind. Metro Denver's housing market deceleration from February to August put it in a tie for fifth place with Sacramento, Calif. Seattle, Las Vegas; San Jose, Calif.; and San Diego are the markets experiencing the quickest slow-downs. Sell My House For Cash Denver CO Our analysts at Redfin examined year-over-year fluctuations in sales price, total inventory, percentage of homes selling below asking price and the amount of time it took for a home to sell (i.e., days on market) to figure out how quickly different markets across the U.S. are cooling down. “These are all places where homebuyers are feeling the sting of rising home prices, higher mortgage rates and inflation very sharply. They’re slowing down partly because so many people have been priced out and partly because last year’s record-low rates made them unsustainably hot,” said Redfin Chief Economist Daryl Fairweather in the report. It's no coincidence that the markets with the greatest housing price declines are also some of the most expensive places to buy a home. For example, Denver ranked 14th nationally in terms of median home prices sold at $545,000. In fact, it's the most costly non-coastal housing market in America. Markets for residential real estate may be under even more strain after rates on 30-year loans hit 6.29 percent this week. Despite claims that the market has returned to “normal” after several months of epidemic excess, Redfin disputes this. Normally, when the market slows, demand rises and prices level off or begin to fall. However, many current homeowners are on mortgage rates of half or less than current rates, reducing their motivation to move unless they have no choice. Despite a declining appetite for homes in recent weeks, home sales prices have risen in recent weeks as a sign of how unusual this market is. “There has been a lot of talk of a ‘new normal,’ but what’s happening in the housing market feels more like a ‘new weird,’ ” Redfin Deputy Chief Economist Taylor Marr commented Thursday.

[jennyhumortgagebroker]

Portland OR Metro Real Estate Introduction Sep 2022

Compared to some west coast big cities, Portland is a little bit smaller but it has its own charm – green, laidback, and fun. You can easily access some amazing scenes within one hour drive – mountains, rivers and beach scene. You can do so many outdoor activities here.

<Authorized by sungchoi photography>

Portland’s name was shamed during Covid for its downtown protests. But it’s still a great town for many reasons. Here are some reasons you should consider investing in Portland’s real estate now!!!

Reason #1: Relatively Cheap Compared to Other West Coast Cities.

Tech company jobs，mild climate, cultural diversity, etc. West coast is always the top option for many investors or immigrants for many reasons. Between Seattle, The Bay area and Los Angeles, Portland is affordable and cost-effective.  If you compare the income to house price, it’s affordable here.  And rents return more profit with less risk compared to the other major West Coast large cities.

2022 Q2 Median Price in Major West Coast Cities: (single family house)

Reason #2: Acceptable Rental Cash Flow + Strong Appreciation

West coast houses are known for strong appreciation but bad cash flow when it’s a rental. In Bellevue or San Jose, a 1.5M house can only rent for $4000-5000. But being a landlord in Portland area could still expect some positive cash flow. For example, a 450k rental, with 330K loan, if interest rate is 6%, monthly payment is about $1979 + $450 tax, insurance. Monthly rent is about $2300-2500. It’s solid cash flow with the appreciation component.

Reason #3: Asian Community is Growing

Portland metro Asian population is about 8.65% (Chinese 1.7%, Korean 0.4%). In Seattle Asian population is about 16.3%  (Chinese 7.3%, Korean about 1.1%）These numbers are growing each year. A lot of Asian chain businesses have opened here recently including grocery stores (H-mart, Ranch 99), bakeries (Tous Le Jours, Paris Baugette, 85 degree), Restaurants (Din Tai Fung), Bubble tea shops (Sharetea, Tiger Sugar, Yomie Rice Yogart.) These chain franchises have done their own research and believe they can thrive with the increasing Asian population.

4 Popular Counties –

Washington, Multnomah, Clackamas, Clark

Washington County

This is my favorite. West of Portland downtown. There are many good high paying jobs here with Nike, Intel, Columbia Sportswear and other tech firms. Practical local governments, diverse & educated population, good schools and healthy commercial opportunities.

Popular cities here: Beaverton, Tigard, NW Portland (97229), Sherwood, Hillsboro. You can choose quiet residential neighborhoods to raise kids or some convenient locations with walking distance restaurants & shopping. If you purchase a rental property here, usually you will run into better quality renters.

Big employers here:

Intel has several campuses in Hillsboro (22,000 employees.) Intel offers a lot of high paying engineer jobs + mid-level technician jobs. There are also many smaller sized employers here as Intel suppliers. Intel’s future is pretty secure since Congress passed “Chip Act” in 2022 to sponsor domestic semiconductors manufactures. In many ways it’s a safe bet to invest in this area.

Nike Headquarter in Beaverton (8000 employees)

Nike are still building several high-rise office buildings, including a brand new Serena Williams Building opened in April 2022.

Other good employers in Washington County: Lam Research, ASML (600), Microsoft (200), Apple has a small Lab too.

Multnomah County

Multnomah county’s core is Downtown Portland and extends to the East side. It’s where Portland started. A lot of historical buildings and interesting stories here. You will find the most creative food culture and art scenes. Multnomah county is also known for its progressive political views shared by most residents. There are many great neighborhoods with high Walkscore. Biking is very popular in this area too.

Some criticisms though are 1. Too Political 2. Higher tax 3. Homeless issue 4. Increasing crime rate. In general, this is an area most investors will avoid at this time. But it’s still a big draw for young people. If you are someone drawn to interesting city life, bar/restaurant experience, and more social life, this area is perfect for you.

Good communities: Inner SE Portland, NE Portland, Pearl District, Sellwood.

Clackamas County

Another great area with slightly conservative atmosphere.

Lake Oswego is very popular and is where you will probably see the most local “Old money”. If Washington county generates “Tech money,” Old money comes from inheritance, finance and legal industry, and all kinds of self-employed businesses. Great schools and cute businesses everywhere. Houses are a little bit older here and pretty expensive.

West Linn located next to Lake Oswego and is somewhat similar. But it is quieter and even more residential.  

If you go further East to Happy Valley and Clackamas, or south to Wilsonville, these cities are also good neighborhoods with cheaper and newer houses.

Clark County (Vancouver WA)

Portland lies just south of Vancouver Washington. The 2 cities are divided by Columbia River. Vancouver WA is another popular place for investors for the following reasons:

Vancouver is slightly cheaper but also still part of Portland Metro.

Cheaper property tax, NO State income TAX ,(Compared to Oregon average 9% income tax) Since work from home became a new norm, it has drawn a lot of high paying WFH folks to move here.

Slightly more friendly to landlords compared to Portland.

Cleaner and less homeless issues

Camas and Ridgefield are considered 2 cities with best schools. Union High in Vancouver is good too. Other than school districts and hospitals, some famous employers are: Fisher Investment (1700 employees), Wafer Tech (A TSMC company,500-1000 employees), HP (700 employees)

Concerns:

Lacking of a giant cornerstone employer like Intel that can drive and maintain economic growth.

Only relying on highway I-5 and 205 to commute to Oregon side. Traffic is horrible during rush hours. Downtown Portland still has more to offer.

[saleswithlisa-blog]

Real Estate Firm San Jose

What Does a Real Estate Broker Do?

In an era of instantaneous gratification and technology where big is often better, a Boutique Real Estate Firm San Jose in the industry providing only the finest real estate services to their clients. In recent years, the number of these firms has been on the rise in response to the rising popularity of Real Estate. These firms offer all the same Multiple Listing Service(MLS) service as more established firms. They will often also offer full service brokerage services for a fee.

While the market may be saturated by the larger Real Estate firms, some smaller, boutique firms may be able to penetrate and provide great service to a limited audience. In a growing city there may not be enough local buyers for a property that a larger Real Estate Firm would be able to afford. In this case a smaller firm specializing in the specific niche of property in the local market could fill the gap. With the appropriate marketing and advertising, these smaller firms could become the new Bigger Firm.

A third method that smaller real estate firms can utilize to remain competitive is by offering tenant representation. Tenant representation allows a real estate firm to handle leasing transactions in addition to commercial properties. Most tenant representation agencies have a wide range of properties that they can lease to potential tenants. In most cases, these agencies will have contracts that allow the property manager to contract out the leasing to any tenant that expresses interest in renting the property. Such a tenant representation can help the smaller firm to better serve its client by providing them with a list of viable renters, rather than attempting to bring in an untrained and inexperienced renter.

Even though a Chicago real estate firm may have several properties to manage through leasing, it might be necessary for them to retain another Chicago property manager. A property manager is an investment real estate sales professional that handles the leasing and management of Chicago properties. These professionals are usually full-time employees of the property management firm and are paid a certain amount of money per year. This can include a flat fee, or a percentage of the yearly rent that is collected. These managers can be found in every corner of the city, from the north suburbs all the way down to the Southeast.

Many times, smaller firms may not need the services of a property manager in order to effectively manage their Chicago leasing portfolio. However, in some cases, the employment of a property manager can prove essential. For instance, if a Chicago real estate firm owns many different properties, it can be difficult to keep up on them all on a daily basis. A tenant representation firm would be able to assist a smaller firm by maintaining a daily schedule of all of the Chicago Leases.

For some larger real estate firms, full time employees are unnecessary, and they do not require the employment of a property manager. However, for other firms, such as those who lease commercial real estate space, hiring a property manager can be essential. These firms have a much larger responsibility that involves a great deal of detail, and it would be nearly impossible to keep up with them all on a daily basis. A real estate investor will need to have someone dedicated to leasing and managing their portfolio of Chicago homes and commercial real estate space.

One of the most common services that these firms provide our tenant representation. Most of the time, these clients come to the firm in order to negotiate monthly payments and other important details of the lease with the property owner. In some cases, they may also come to the firm to represent the interests of the property owners themselves. Regardless of the type of transaction that occurs at this stage, it is always best for a real estate services firm to have an experienced and qualified employee assigned to the task.

One of the most popular tasks for the Chicago office of a real estate brokerage firm is to assist its clients with the purchase of a home or property. Buyers will need to find a suitable property to purchase, so that it will be convenient for them to move in. The assistance of a Chicago real estate firm should be considered when looking to purchase property because the buyer's needs must be met. A licensed broker will be well trained in all aspects of real estate and the processes involved in purchasing residential or commercial real estate in Chicago.

[newstfionline]

Saturday, August 21, 2021

Landlords look for an exit amid federal eviction moratorium (AP) When Ryan David bought three rental properties back in 2017, he expected the $1,000-a-month he was pocketing after expenses would be regular sources of income well into his retirement years. But then the pandemic hit and federal and state authorities imposed moratoriums on evictions. The unpaid rent began to mount. Then, just when he thought the worst was over, the Centers for Disease Control and Prevention announced a new moratorium, lasting until Oct. 3. David, the father of a 2 1/2-year-old who is expecting another child, fears the $2,000 he’s owed in back rent will quickly climb to thousands more. The latest moratorium “was the final gut punch,” said the 39-year-old, adding that he now plans to sell the apartments. Most evictions for unpaid rent have been halted since the early days of the pandemic and there are now more than 15 million people living in households that owe as much as $20 billion in back rent, according to the Aspen Institute. A majority of single-family rental home owners have been impacted, according to a survey from the National Rental Home Council, and 50% say they have tenants who have missed rent during the pandemic. Landlords, big and small, are most angry about the moratoriums, which they consider illegal. Many believe some tenants could have paid rent, if not for the moratorium. And the $47 billion in federal rental assistance that was supposed to make landlords whole has been slow to materialize. By July, only $3 billion of the first tranche of $25 billion had been distributed.

Student loans (WSJ) The Biden administration announced it will wipe out $5.8 billion in student loans held by 323,000 people who are permanently disabled. This means the Education Department will discharge loans for borrowers with total and permanent disabilities per Social Security Administration records. Currently there is $1.6 trillion held in student loan debt, much of which could be eliminated through executive action.

New England preps for 1st hurricane in 30 years with Henri (AP) New Englanders bracing for their first direct hit by a hurricane in 30 years began hauling boats out of the water and taking other precautions Friday as Tropical Storm Henri barreled toward the Northeast coast. Henri was expected to intensify into a hurricane by Saturday, the U.S. National Hurricane Center said. Impacts could be felt in New England states by Sunday, including on Cape Cod, which is teeming with tens of thousands of summer tourists. “This storm is extremely worrisome,” said Michael Finkelstein, police chief and emergency management director in East Lyme, Connecticut. “We haven’t been down this road in quite a while and there’s no doubt that we and the rest of New England would have some real difficulties with a direct hit from a hurricane.”

Booming Colo. town asks, ‘Where will water come from?’ (AP) “Go West, young man,″ Horace Greeley famously urged. The problem for the northern Colorado town that bears the 19th-century newspaper editor’s name: Too many people have heeded his advice. By the tens of thousands newcomers have been streaming into Greeley—so much so that the city and surrounding Weld County grew by more than 30% from 2010 to 2020, according to the U.S. Census Bureau, making it one of the fastest-growing regions in the country. And it’s not just Greeley. Figures released this month show that population growth continues unabated in the South and West, even as temperatures rise and droughts become more common. That in turn has set off a scramble of growing intensity in places like Greeley to find water for the current population, let alone those expected to arrive in coming years. “Everybody looks at the population growth and says, ‘Where is the water going to come from?’” [one local professor] said.

Everything’s Getting Bigger In Texas (AP, CNBC, Forbes) Texas has long been a popular destination for newcomers, thanks to cheaper land and housing, more job opportunities, lower taxes, and fewer regulations. There’s also the great weather, food, schools, and medical facilities, the abundant resources and year-round recreation and outdoor activities, artistic and cultural events, fairs, festivals, music venues, and the diverse and friendly people—you know, just to name a few. Texas has always been a business-friendly environment, which has certainly not been lost on tech and financial companies headquartered in strictly-regulated and high-priced states like California and New York. There are 237 corporate relocation and expansion projects in the works in Texas just since the pandemic hit. Tech giant Oracle moved its headquarters to Austin in late 2020; Tesla is building its new Gigafactory there, and Apple will have its second-largest campus there as well. Both Google and Facebook have satellite offices in Austin, and the file hosting services company Dropbox will be leaving San Francisco for Austin. Recently, the global real estate services firm CBRE and multinational financial services behemoth Charles Schwab moved their headquarters from California to the Dallas area. Hewlett Packard’s cofounders were two of the original grandfathers of Silicon Valley, who started their company in a Palo Alto garage in 1939. Now, the corporation is moving its headquarters from San Jose to Houston. And the number of mega-wealthy individuals who’ve moved to Texas are too numerous to mention. It’s not just big cities like Dallas, Houston, Austin, and San Antonio that are seeing an influx of people—bedroom communities are growing by leaps and bounds as well—places like New Braunfels, located in the Texas Hill Country, Conroe, 40 miles north of Houston, and McKinney, just 30 minutes up U.S. 75 from Dallas.

‘Bracing for the worst’ in Florida’s COVID-19 hot zone (AP) As quickly as one COVID patient is discharged, another waits for a bed in northeast Florida, the hot zone of the state’s latest surge. But the patients at Baptist Health’s five hospitals across Jacksonville are younger and getting sick from the virus faster than people did last summer. Baptist has over 500 COVID patients, more than twice the number they had at the peak of Florida’s July 2020 surge, and the onslaught isn’t letting up. Hospital officials are anxiously monitoring 10 forecast models, converting empty spaces, adding over 100 beds and “bracing for the worst,” said Dr. Timothy Groover, the hospitals’ interim chief medical officer.

Grace heads for a second hurricane hit on Mexican coast (AP) Hurricane Grace—temporarily knocked back to tropical storm force—headed Friday for a second landfall in Mexico, this time taking aim at the mainland’s Gulf coast after crashing through the country’s main tourist strip. The storm lost punch as it zipped across the Yucatan Peninsula, but it emerged late Thursday over the relatively warm Gulf of Mexico and was gaining energy. The U.S. National Hurricane Center said Grace’s winds were back up to 70 mph (110 kph) early Friday and were expected to soon regain hurricane force. It was centered about 265 miles (425 kilometers) east of Tuxpan and was heading west at 16 mph (26 kph). The forecast track would take it toward a coastal region of small fishing towns and beach resorts between Tuxpan and Veracruz, likely Friday night or early Saturday, then over a mountain range toward the heart of the country and the greater Mexico City region. Forecasters said it could drop 6 to 12 inches (15 to 30 centimeters) of rain, with more in a few isolated areas—bringing the threat of flash floods, mudslide and urban flooding.

“Self-determination 1, Human Rights 0” (Foreign Policy) Most Latin American governments offered little official support to the U.S. War in Afghanistan when it began in 2001. At the time, Venezuela put forward a blistering critique of meeting “terror with more terror,” and then-Cuban leader Fidel Castro said U.S. opponents’ irregular warfare abilities could draw out the conflict for 20 years. Over the weekend, as the Afghan government collapsed and chaos engulfed Kabul’s airport, today’s leaders of Cuba and Venezuela echoed their critiques while foreign ministers of other Latin American countries diplomatically issued statements of concern about Afghanistan’s humanitarian needs. Chile and Mexico made plans to accept Afghan refugees, and several countries signed on to a joint international statement protecting Afghan women’s rights. To many in Latin America’s diplomatic and foreign-policy communities, the dark events in Afghanistan confirmed the importance of the principle of non-interference in other countries’ internal affairs. The extended U.S. presence in Afghanistan was “the same mistake as always: trying to build democratic states through the use of force,” Colombian political scientist Sandra Guzmán wrote in El Tiempo. Many Latin Americans stressed that methods other than military interventions should be used to work toward human rights, even as they acknowledged how challenging it can be to make progress. “Self-determination 1, human rights 0 #Afghanistan,” tweeted Uruguayan political scientist Andrés Malamud after Kabul fell.

Afghanistan war unpopular amid chaotic pullout (AP) A significant majority of Americans doubt that the war in Afghanistan was worthwhile, even as the United States is more divided over President Joe Biden’s handling of foreign policy and national security, according to a poll from The Associated Press-NORC Center for Public Affairs Research. Roughly two-thirds said they did not think America’s longest war was worth fighting, the poll shows. Meanwhile, 47% approve of Biden’s management of international affairs, while 52% approve of Biden on national security. The poll was conducted Aug. 12-16 as the two-decade war in Afghanistan ended with the Taliban returning to power and capturing the capital of Kabul. Biden has faced bipartisan condemnation in Washington for sparking a humanitarian crisis by being ill-prepared for the speed of the Taliban’s advance.

The U.S. Blew Billions in Afghanistan (Bloomberg) The rapid collapse of Afghanistan’s government to the Taliban fueled fears of a humanitarian disaster, sparked a political crisis for President Joe Biden and caused scenes of desperation at Kabul’s airport. It’s also raised questions about what happened to more than $1 trillion the U.S. spent trying to bring peace and stability to a country wracked by decades of war. While most of that money went to the U.S. military, billions of dollars got wasted along the way, in some cases aggravating efforts to build ties with the Afghan people Americans meant to be helping. A special watchdog set up by Congress spent the past 13 years documenting the successes and failures of America’s efforts in Afghanistan. While wars are always wasteful, the misspent American funds stand out because the U.S. had 20 years to shift course.

Western groups desperate to save Afghan workers left behind (AP) The Italian charity Pangea helped tens of thousands of Afghan women become self-supporting in the last 20 years. Now, dozens of its staff in Afghanistan are in hiding with their families amid reports that Taliban are going door-to-door in search of citizens who worked with Westerners. Pangea founder Luca Lo Presti has asked that 30 Afghan charity workers and their families be included on Italian flights that have carried 500 people to safety this week, but the requests were flatly refused. On Thursday, the military coordinator told him: “Not today.” Dozens of flights already have brought hundreds of Western nationals and Afghan workers to safety in Europe since the Taliban captured the capital of Kabul. Those lucky enough to be rescued from feared reprisals have mostly been Afghans who worked directly with foreign missions, along with their families. European countries also have pledged to evacuate people at special risk from the Taliban—feminists, political activists and journalists—but it is unclear exactly where the line is being drawn and how many Afghan nationals Western nations will be able to evacuate.

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